RICHARD BOZZUTO - Founder

As the founder of Bozzuto Associates Inc.  Dick is a Chartered Life Underwriter and has been active in the individual and group life and health insurance field since 1962.  He has had vast experience in financial planning.  He is a former State Senator and is still active in community affairs in his hometown of Watertown.

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JOHN CALKINS JR. - President

As the principal John has been underwriting group health, life and individual insurance since 1990 and is especially knowledgeable in HMO’s and PPO’s.  He is also experienced in negotiating benefits through collective bargaining agreements in the municipal and private sector.

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