20 + Years

For over 20 years, we have been able to save employers thousands of dollars while providing benefits at the most cost-effective rates.

Of Satisfied Clients

Bozzuto Associates Inc. is an Insurance agency specializing in health, life, disability and other benefit plans for employers, employees and individuals.

With Zero Headaches

Our team will tailor a benefit package to fit your specific needs.  Industry knowledge combined with the experience of working with businesses of all shapes and sizes; ensures the quality and effectiveness of your plan.


As the founder of Bozzuto Associates Inc.  Dick is a Chartered Life Underwriter and has been active in the individual and group life and health insurance field since 1962.  He has had vast experience in financial planning.  He is a former State Senator and is still active in community affairs in his hometown of Watertown.
Learn More

JOHN CALKINS JR. - President

As the principal John has been underwriting group health, life and individual insurance since 1990 and is especially knowledgeable in HMO’s and PPO’s.  He is also experienced in negotiating benefits through collective bargaining agreements in the municipal and private sector.
Learn More